10 Things to Consider When Buying a New Mobile Home in San Antonio, TX

Are you thinking about buying a mobile home in San Antonio, Texas? Mobile homes are incredibly popular with Texas and can be an affordable way to live a luxurious lifestyle. However, there are some key points that you do need to keep in mind before you commit to a purchase. 

Here are 10 things we find important for any home buyer to consider when buying a mobile home in San Antonio, TX!

The Average Price of Mobile Homes 

First, you should make sure that you are considering the price of your new mobile home. On average, the cost will be between $40,000 to over $100,000. The cost depends on the size and the floor plan of your home. Mobile homes are still more affordable per square foot than most site-built homes.  

Do be aware that there are always going to be additional costs that you need to be prepared for when you are buying a new mobile home in Texas. Costs including insurance, electrical, sewer and water are some of the key factors that can cause the costs to balloon. 

Where To Put Your Home 

There are two main options when deciding where to put your mobile home in San Antonio, Texas. First, you can think about setting up in a mobile home park. One of the main considerations here is that setting up in a park will usually mean that the value of the home slowly but surely decreases overtime. You should also consider the homeowner’s association fee and whether or not you can get a minimum 3-year lease to qualify for a federally-guaranteed mortgage. 

Alternatively, you could think about buying a mobile home in San Antonio and setting up on private land. This provides you with a great level of privacy and may lead to the home increasing in value overtime. However you do need to consider the annual taxes for the land and whether or not the local community is suitable for your needs. 

Type Of Mobile Home 

Another point to consider is the type of home that you would like to invest in. The main types of home relate to the size. For instance, you can explore either a single or double wide design. This will obviously depend on how much space you need and whether you are planning on growing a family. If you are a single working professional and you intend to stay that way for the foreseeable, then you’re probably better off investing in a smaller mobile home that is going to be more affordable for you.

Mobile Home Financing Options 

Next, consider the different financing options that are available to you. You don’t always need to rely on niche lenders. Approved buyers will be able to get a mortgage under a variety of different loan programs such as:

  • FHA
  • VA
  • USDA
  • Rural
  • Chattel
  • HUD 
  • Other conventional choices

There could also be some niche loans available if you do have an issue with your credit score. Typically lenders will require you to have a credit score that is somewhere between 580 and 620 if you are interested in purchasing a mobile home. You also need to be prepared to put down a payment of at least 10% to secure your property. 

Investment Value

Don’t forget that your new mobile home isn’t just a place to live. It’s potentially a fantastic investment. That’s why you should make sure that you are choosing your mobile home carefully. It could be a wonderful asset for you and your family in the future. 

Learn State Rules & Regulations 

It is important to learn as much as possible about the different rules and regulations of both purchasing and owning a mobile home in San Antonio. The rules and regulations to be aware of are administered by the Texas Department of Housing and Community Affairs. For instance, the Standard Act requires the production of manufactured homes to be carefully monitored by retailers. Our dealership can provide you with this information if you contact us for help!

Think About Texas Weather

Remember, when exploring different mobile homes, you should always keep in mind the weather conditions that the home is going to be exposed to. This could include heat, wind, hurricanes, or even tornadoes if you are living in Texas. That’s why it’s important to make sure that your home does have a protective exterior while also guaranteeing that it will remain cool. You may want to think about exploring an Energy Star option package. This is available from a lot of retailers. If your home is well insulated and well-sealed then it is going to withstand all the different elements.

Customization Options 

If you are purchasing a mobile home in San Antonio, Texas, then it’s important to make sure that you are aware of the countless customization options available to you. Mobile homes by the best manufacturers are made from high quality materials. As such, you can explore a wide range of different features. This can add to the investment potential and value of the home. There are many options to customize floor plans if you work directly with a dealership like San Antonio Mobile Homes. 

Consider Home Security

As with any home a mobile home in San Antonio can be targeted by criminals and thieves. That’s why you should make sure that whether you choose to live in a park or on private property you do have the right security in place. Some locations will provide security features including a gated location as part of the complete package and this is worth exploring. 

Find The Right Mobile Homes Dealership

Finally, to purchase a new manufactured home, then you need to find a manufactured home dealer! That’s where San Antonio Mobile Homes comes in. We have over 24+ years of experience helping Texans to find, purchase and place mobile homes in San Antonio, TX. We have a huge inventory of new and used mobile homes for sale.

All of our new model mobile homes, both single wide homes and double wide homes, come included with a FREE lifetime mobile home warranty that covers major future repairs on core home systems. 

We hope this helps you understand everything that you need to think about if you are considering purchasing a new mobile home in San Antonio, Texas. If you make the right decision, this could be a fantastic home for your family and a wonderful investment asset for the future.

Give us a call or contact us online today to get answers about the home buying process and get started finding a mobile home in San Antonio, TX! 

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